CHALLENGES IN BANKING FINANCIAL ACCESSIBILITY IN GROWTH AND DEVELOPMENT OF MSME’s IN ASSAM

Abstract

The role of MSME is expanding day by day with expansion of opportunities for growth they not only act as intermediary between the company and the consumers but are also contributing in increasing the employment and income opportunities in the country. As a result of these changes their need for future finance and credit has steeply risen. The banks play a major role in this regard by providing credit to the MSME’s. The present study will throw light on the problems faced by the small enterprises as well as the banks in obtaining loan and allocating it and also its recovery. The study is based on primary data which will help to know the role played by banks in enterprises. The future scope of the study can be a comparative study on the role played by various banks in various parts of the country.